Terms & Conditions for Harbourway Growth

1. What These Terms Cover

These terms explain how you can use the Harbourway Growth website and what rules apply when you sign up for any of our courses. We want to make sure everyone's on the same page. By using our services, you're saying you're happy with these rules. If you're not, that's fine, but it means you shouldn't use our site or courses.

2. What We Provide

Harbourway Growth offers educational courses and content about investing in index funds for long-term growth. We aim to teach you the basics and practical steps. Remember, we provide education and information, not specific financial advice or recommendations for your personal situation. We're here to help you learn, not to tell you exactly what to buy or sell.

3. How You Can Use Our Stuff

You can use our website and course materials for your own personal learning. Please don't copy, share, or sell our content to others without our say-so. We've put a lot of effort into creating these resources, and they're meant for you to use. Keep things respectful and don't try to mess with our site or other users. We want our community to be a positive place for everyone learning about investing.

4. Courses, Payments, and If You Change Your Mind

When you buy a course, you agree to pay the price listed. All prices are in British Pounds (£). We use secure payment providers for transactions. If you change your mind about a course, you might be able to get a refund. You usually have 14 days from when you bought the course to cancel, as long as you haven't accessed a significant part of the course materials. Just drop us an email at [email protected] to discuss it. We'll do our best to sort things out fairly.

5. Important Bit: No Financial Advice Here

Please understand that Harbourway Growth is an educational service. We do not offer personalised financial advice, investment recommendations, or act as financial advisors. The information we provide is general in nature and designed for educational purposes only. Investing in index funds, like any investment, carries risks, and the value of your investments can go down as well as up. You could lose money. Always consider your own financial situation and goals, and if you're unsure, get advice from a qualified financial advisor who knows your specific circumstances. We're here to teach you *how* to fish, not to give you the fish.

6. What We Are (And Aren't) Responsible For

While we try our very best to make sure all the information on our site and in our courses is accurate and up-to-date, we can't promise it's perfect all the time. We're not responsible for any losses you might have from investing, as that's down to your own decisions and market movements. We also can't be held responsible for things outside our control, like internet outages or technical glitches that stop you from accessing our site. We'll always do our bit to keep things running smoothly, but sometimes things go a bit wonky.

7. If We Change These Terms

From time to time, we might need to update these Terms. This could be because we've added new services, or if there are changes in the law here in the UK. When we make big changes, we'll try to let you know, maybe by putting a notice on our website. The latest version will always be here on this page, with an updated 'Last Updated' date. Keep an eye on it if you're curious.

8. A Few Other Legal Bits

These Terms are governed by the laws of England and Wales. This means if there's ever a proper legal disagreement, the courts in England and Wales will be the place to sort it out. If any part of these terms isn't quite right or can't be enforced, the rest of the terms still stand. We hope it never comes to any of this, but it's important to have it written down.

9. Got Questions? Give Us a Shout.

If anything in these Terms isn't clear, or if you just want to ask us something, please don't hesitate to contact us. We're always happy to help. You can reach us at:

Email: [email protected]
Phone: +44 113 496 0446
Address: Harbourway Growth, 6-8 Commercial St, Leeds LS1 6AL, UK